Own Art

Spread the cost of buying your art with an interest free loan
The Watergate Street Gallery has joined forces with the Arts Council England, to offer our UK-based customers the opportunity to purchase their art and receive it straight away, then spread the cost over 10 or monthly instalments 0% APR Representative.

What is Own Art?
Own Art makes buying art easy and affordable by letting you spread the cost of your purchase over 10 months with an interest free loan. With hundreds of works of art to choose from, why not start a collection of your own today from as little as £10 per month?

How do I apply?
Applying for an Own Art loan is easy!
The first stage is the difficult bit - deciding what to buy. Call into our gallery or search our website for the kind of work you are most interested in

Are you eligible?
Own Art is available to all UK residents over the age of 18, subject to status. This means that you must be able to meet the following criteria in order to be approved for a loan:

  • Over the age of 18
  • A permanent UK resident
  • Working at least 16 hours a week (employed or self-employed)
  • A retired person in receipt of a pension

If you are not working but are married to or living with a partner who does have a full time job, then you may still apply provided that your partner is happy for their employment details to be included on your application form.

Ask for Own Art
Once you've found the piece of work that you want to buy, just let the gallery know that you'd like to apply for an Own Art loan to finance your purchase.

Don't forget that if you are applying for the loan in person you will need to show proof of ID – this could be in the form of a utility bill or just simply your driving licence -- along with a credit or debit card as proof of signature.

It only takes 10 minutes!
Staff in the gallery will take you through the loan application process, which normally takes about 10 minutes. Once you've given all the information they need, you'll get an instant decision.

A deposit is not necessary (although should you wish to take the work home with you immediately a deposit of 10% minimum is required).

Live with the art you love
Once the paperwork has been signed, the process is almost complete.
The gallery will let you know when you can collect the work (usually no more than 14 days after your purchase) - and then it’s yours!

You will receive a welcome letter from our finance partner Hitachi Capital Consumer finance and following this the 10 monthly payments will be collected from your account via direct debit. This usually starts a few weeks after you have made your purchase.

Simple as that.

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